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Notes from the SACHA Education Event – Nov 23, 2019

Submitted by Belle Auld

From  “Everything You Need to Know About Your Coop Finances”:

First Calgary – advantages to banking with First Calgary for Coop members: 

  • All money (except common shares and mutual funds) are insured, not just $600,000 (the banks’ maximum)

  • They offer a No Fee for Me chequing account

  • You can get better interest rates on term deposits as a Coop member

  • You can get discounted home insurance – via Cumis

  • If you purchase common shares (which are not insured) they are currently paying 4% (rate not guaranteed)

  • You qualify for a free Qtrade online investment/trading account

  • All ATM transactions are free via all credit unions in Canada. There are more credit union ATMs in Canada than any other bank

  • Printed cheques are free!!  (I paid $1 per cheque last time I ordered cheques)

  • Make sure you identify yourself as a SACHA member – for some benefits you may need to show proof of SACHA membership and residency at Sunnyhill

  • They have community grants

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